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About Greywood.

We specialise in complex and non-standard cases — from legal professionals and contractors to foreign nationals and high earners with multiple income streams. One dedicated advisor. Clear advice. Real results.

Get in touch.

0204 570 4340
info@greywoodfinancial.co.uk

Making complex income
clear to lenders

Mainstream lenders use standardised criteria that frequently under-value complex income. We work with lenders who take a more considered view — and we know exactly how to present your case.

⚖️
Legal Professionals
Solicitors, barristers, partners and legal consultants. We understand billing cycles, chambers remittances and partnership drawings that don't always show clearly on paper.
Borrow up to 6.5× income
🏥
Doctors & Healthcare
From NHS locums to private consultants. We present your full earning picture — including bank work, locum shifts and private income — to lenders who understand healthcare pay.
Complex income welcome
💼
Contractors & Freelancers
Mortgages assessed on your real contract rate — not just payslips or accounts. Daily rate, CIS, or fixed-term: we know which lenders will treat you fairly.
No accounts required
🌍
Foreign Nationals & Visa Holders
Skilled Worker, EU Settlement Scheme or other visa types. We match your application to lenders who understand residency status and foreign currency income.
All visa types considered
🏗️
Self-Employed & Directors
Whether you take salary, dividends, or retain profit — we structure your application properly, including multiple income streams, to present your true affordability.
1 year trading accepted
🏢
Portfolio & Commercial
Buy-to-let and portfolio landlords, including limited company structures and HMOs. Commercial mortgages handled with the same specialist care.
Portfolio landlords welcome

From 6% quoted elsewhere — to 4.5% secured in two weeks

"Another broker said my property was too unusual. Greywood found a solution on standard criteria within a fortnight."

Tom, a solicitor, was purchasing the upstairs flat of a Victorian house conversion — with plans to restore it to a single dwelling. A previous broker quoted 6%+ and struggled to place the case. Greywood presented the income and property clearly to the right lender, securing a 2-year fixed rate on standard criteria.

6%+
Rate quoted by previous broker
4.5%
2-year fixed rate secured by Greywood
Standard criteria
2
Weeks from enquiry to offer
1
Dedicated advisor throughout

Simple from start to completion

1
Initial Conversation
Tell us your situation. No jargon, no pressure — just a clear conversation about what you need.
2
We Research Your Options
Your dedicated advisor searches the market and identifies the lenders best placed for your circumstances.
3
Application & Packaging
We prepare and present your application clearly — maximising your chances and the rate you receive.
4
Offer & Completion
One advisor sees you through to completion, keeping you updated at every stage.
Google Reviews

What our clients say

★★★★★
"I cannot recommend Tristan and Greywood Financial highly enough. As first-time buyers, he truly made the mortgage process stress-free. From securing a fantastic interest rate to comprehensive insurance advice, his support was invaluable."
Jayesh Jangam
1 month ago
★★★★★
"An absolutely outstanding service. Very professional, prompt, and patient throughout. Always available to guide and answer questions — even going beyond general topics to provide valuable advice. A special mention to Megan B."
Massoud Malang
3 months ago
★★★★★
"Erien has been an outstanding consultant throughout. Nothing was ever too much trouble — professional, approachable, and made us feel completely at ease. He secured an excellent rate for our very first mortgage."
Taran Sangra
4 months ago

Ready to explore your options?

Use our mortgage calculator, browse our First Time Buyer guide, or simply get in touch with one of our specialist advisors today.

Call 0204 570 4340 Email us WhatsApp