Commercial Finance & Mortgages

Commercial lending is rarely “one size fits all”. The right outcome depends on how the property is used, the strength of the trading position, and the plan behind the purchase or refinance.

We structure your case clearly and place it with lenders who understand your asset, your income profile and your timeline — from straightforward commercial mortgages to specialist and semi-commercial funding.

Common commercial scenarios

The areas where lenders’ criteria and appetite vary most.

Owner-occupied purchases

Funding based on affordability and business performance. We position the business accounts, management information and projections in a way lenders can underwrite confidently.

Commercial investment

Yield, tenant strength, lease terms and location matter. We match your asset to lenders who price and structure around the actual risk profile.

Semi-commercial property

Mixed-use buildings can sit between residential and commercial criteria. We place with lenders who take a practical view on configuration, valuation approach and income mix.

Refinance and capital raising

Re-gear debt, release capital, or consolidate facilities. We compare options across terms, fees and exit flexibility — not just headline rate.

Time-sensitive completions

Where speed matters, we align the documentation, valuation route and lender process early so you avoid last-minute friction.

How Greywood helps

We package your case properly, stress-test the lender’s appetite early, and keep the process moving with clear requirements, realistic timelines and proactive communication.