First Time Buyer Guide
Taking your first step onto the property ladder is a big moment.
Our First-Time Buyer Guide is here to make the process clearer, simpler, and less stressful — so you can focus on finding the home that's right for you. Work through it here, or download your own copy to keep.
Last reviewed: 16 September 2026 · Reviewed by Shay Memmi, Mortgage & Protection Advisor, Greywood Financial
How to get the most out of this guide
The guide above walks you through buying your first home step by step. It's designed to be a starting point for a conversation with us, not a replacement for one — every situation has details a general guide can't cover.
Read or click through each slide at your own pace, or download a copy to go back to later.
Every buyer's deposit, income and circumstances are different — jot down what applies to you as you go.
We'll answer your specific questions and confirm what's actually realistic for your situation, free and with no obligation.
Our First Time Buyer Mortgages guide covers Shared Ownership, Deposit Unlock, Lifetime ISAs, guarantor and joint mortgages, credit scores and more in full detail. If a low or no deposit is your main starting point rather than first-time-buyer status specifically, our Low Deposit Mortgages guide goes deeper into those routes.
Mortgage & Protection Advisor, Greywood Financial (FCA: 932346) · Last reviewed 16 September 2026
Ready to talk through what's next?
Tell us where you are in the process and we'll help you understand what's realistic for your deposit, income and timeline.