Buying a home in the UK as a non-UK citizen can seem daunting — different visa types, residency requirements and lender criteria can make the process feel complex. The reality, though, is that thousands of foreign nationals and visa holders successfully secure mortgages in the UK every year.

At Greywood Financial, we specialise in helping overseas professionals, families and investors navigate the UK mortgage market — whether you’re here on a Skilled Worker visa, part of the EU Settlement Scheme with Settled or Pre-Settled status, or newly arrived and building your UK credit history.

This guide explains everything you need to know: how lenders view different visa and residency types, how much you can borrow, what documents you’ll need, and how to improve your chances of approval.