York
Specialist Mortgage Advice in York for High Net Worth, Private Bank & Complex Income Clients
Greywood Financial provides tailored mortgage solutions across York, specialising in High Net Worth lending, Private Bank mortgages, investment-based affordability, and bonus-led income structures.
Led by Senior Adviser Mike Thompson, we work with clients whose financial position doesn’t fit a standard income model. From multi-income portfolios to sizeable investment holdings and remuneration packages with variable bonus elements — we match your circumstances to lenders who truly understand them.
If your income, assets or wealth makes you a non-standard case, Greywood structures your application for lenders who specialise in higher-value and complex financial situations.
Who Greywood Helps in York
Our approach is built around clients with higher or more complex financial profiles.
High Net Worth Individuals
We help structure lending that reflects your asset base, liquidity, and long-term strategy.
- Private bank introductions
- Interest-only & part-interest options
- Asset-backed lending
- Large loan specialists (£1m+)
Complex Income & Investments
We assist clients whose wealth and income come from multiple sources:
- Bonus-heavy remuneration packages
- Investment portfolios & rental income
- Company directors with multi-entity income
- Trusts, inheritance or family wealth structures
The Greywood 6-Step Mortgage Process
A tailored, confidential and structured experience built around your financial goals.
An initial conversation to discuss objectives, asset position, and lending priorities.
We capture detailed income, assets, liabilities and future planning.
We present lender strategies — private banks, high street lenders and HNW options.
We provide evidence of affordability and lender suitability to agents or sellers.
We help sense-check purchase prices and explore funding structures.
We manage underwriting, valuation, legal progression and post-offer planning.
Why Work With Greywood Financial in York?
- Specialist in complex, high-value lending
- Private bank introductions for qualifying clients
- Tailored strategies for investment & bonus income
- Expert packaging for underwriters
- Discreet, relationship-based advice
Our experience allows us to match your financial profile to lenders who value it — rather than struggle to fit you into rigid mainstream criteria.
Speak with Mike Thompson
Mike specialises in High Net Worth lending, Private Bank mortgages, and complex income structures including bonus-led remuneration and multi-source investment income. He is your dedicated adviser for York and surrounding areas.
Areas Mike Covers Across York & Beyond
Although Mike is based in York, he supports clients across the wider region — particularly those with high net worth profiles, specialist income, or private bank lending needs. He works extensively with borrowers whose income includes bonuses, investment income, complex structures, multi-source earnings and company remuneration.
Mike regularly helps clients in York and nearby areas including Fulford, Heslington, Holgate, Bishopthorpe, Acomb, Clifton, Copmanthorpe, Rawcliffe, Huntington, Stamford Bridge and surrounding villages.
Due to his specialist focus, Mike also advises clients across major London financial hubs such as Canary Wharf, The City, Mayfair, Marylebone, Chelsea, Kensington, Shoreditch and South Bank — particularly professionals within banking, private equity, investment management, fintech, and related sectors.
Whether you're purchasing in York or require advice for a London-based property or lender, Mike provides a high-end, discreet and structured approach tailored to complex financial backgrounds.
