York
Mike has over 10 years’ experience in the mortgage and protection industry, specialising in high net worth clients and complex lending structures. He splits his time between York — where his roots are — and London, working closely with specialist banks and private clients.
Whether you’re a first-time buyer, remortgaging, or navigating a more intricate scenario, Mike provides clear, strategic advice to help you make confident decisions.
York Mortgage Advice & Local Mortgage Broker in York
Your trusted mortgage advisor in York – expert, independent & tailored to you.
Finding the right mortgage in York can feel overwhelming — especially with fast-moving mortgage rates, lender criteria, and product options constantly changing. At Greywood Financial, we provide specialist, independent mortgage advice in York, helping homeowners, first-time buyers, landlords and remortgagers secure competitive, suitable and future-proof lending solutions.
Whether you want the best mortgage rates in York, are comparing fixed, tracker or interest-only mortgages, or simply want clear guidance on how much you can borrow, our York mortgage advisors make the entire process simple, transparent and stress-free.
Why Choose Greywood Financial for Mortgage Advice in York?
As an independent mortgage broker covering York and North Yorkshire, we combine whole-of-market access with local expertise and a genuinely personal service.
Access to high-street & specialist lenders
Access to high-street banks, specialist lenders, building societies, and exclusive broker-only rates that you won’t always find by going direct.
Designed around your situation
First-time buyers, home movers, remortgages, buy-to-let, portfolio landlords, new builds, complex income, contractors, self-employed, credit blips — we handle it all.
Expert guidance on current mortgage rates
We compare thousands of products daily to show you the best mortgage deals available today, in line with your goals and risk profile.
End-to-end support from offer to completion
End-to-end support including mortgage sourcing, lender paperwork, solicitor coordination and protection planning — keeping everything joined up.
Mortgage Broker Services in York
From first-time buyers to experienced landlords, we provide a full range of mortgage advice services across York.
First-Time Buyer Mortgages in York
Competitive rates, small-deposit options and step-by-step guidance through the buying process. We help you understand affordability, deposit requirements, solicitor costs and monthly payments.
Remortgage Advice in York
Whether your current rate is ending or you’re looking to reduce monthly payments, raise capital or consolidate debt — we’ll search for the cheapest remortgage rates from across the market.
We also advise on interest-only vs repayment, early-repayment charges and timing the switch correctly.
Buy-to-Let Mortgages in York
For landlords or new investors, we help secure competitive buy-to-let mortgage rates, including:
With full rental stress-test calculations done for you.
Home Mover Mortgages in York
Upsizing, downsizing or relocating within York? We compare current mortgage rates and options for porting, borrowing more, or switching lender entirely.
Interest-Only Mortgages
We can help structure suitable interest-only or part & part solutions, including:
Equity Release & Later-Life Mortgages in York
With demand for equity release rising across York, we help you understand:
We’ll also discuss the impact on inheritance and long-term planning.
(Remove this section if you don’t offer equity release.)
Commercial & Specialist Mortgages in York
If required, we can also advise on:
Current Mortgage Rates – What’s Happening in York?
Mortgage rates have been fluctuating across the UK, and York is no exception. Lenders adjust pricing daily based on funding costs and market conditions.
We compare:
- 2-year fixed rates
- 3-year fixed rates
- 5-year fixed rates
- Tracker rates
- Buy-to-let mortgage rates
- Remortgage rates
- Lowest interest rate mortgages
- Cheapest mortgage deals
Our team checks lender updates every morning so you always receive the most accurate, up-to-date advice.
Why York Homebuyers Choose Greywood Financial
York buyers often tell us they value simplicity, clear communication and having one trusted point of contact.
We deliver this on every case.
FAQs – York Mortgage Advice
A few of the most common questions we’re asked by clients looking for mortgage advice in York.
1. Do I need a mortgage broker in York? +
2. What are the current mortgage rates in the UK? +
3. Can you help if I'm self-employed or a contractor? +
4. How much deposit do I need to buy a home in York? +
5. Do you offer independent mortgage advice? +
6. Can you help with bad credit mortgages in York? +
7. How long does a mortgage application take? +
• Decision in Principle: same day
• Full Application: 24–48 hours
• Offer: 1–3 weeks (case dependent)
8. Do you cover areas outside York? +
Get Mortgage Advice in York Today
Whether you're buying your first home, remortgaging, refinancing a buy-to-let or simply exploring your options, Greywood Financial is here to help with expert, friendly and independent advice tailored to you.
